Send Money Online using PHONEPE from any Bharatiya Bank to Any Bank/Wallet/Transfer for FREE

Basically most of the Bharatiya Banks has only website, but don't have online portal for personal banking, no online banking, no mobile banking, no UPI, no NEFT, nothing. This bank only provide, debit card with basic saving account with lots of restrictions. Most of the customers are belongs to Bharatiya banking network only and most of those customers are facing such issue of online transations. So the page will help you to transfer money from most of these Bharatiya Banks to any bank online for free. Once you complete these steps, you won’t need to repeat them again. After that, you'll be able to transfer money from any Bharatiya Bank for FREE.

Transfer Money from Bharatiya Banks to Any —
In today’s fast-paced digital world, transferring money has become easier than ever. With the rise of digital payment platforms like PhonePe, you can now send and receive money instantly without any hassle. Whether you’re splitting a bill with friends, paying for online shopping, or sending money to family, digital wallets have revolutionized the way we handle finances.

If you’re a customer of any Indian bank and want to transfer money to any online wallet for free, you’re in the right place. This page will guide you through the process of transferring money from your Bharatiya Bank account to any online wallet using PhonePe. PhonePe is one of India’s most popular digital payment platforms, offering a seamless and secure way to manage your money. The best part? You can do this without paying any extra charges!

How to Transfer Money from any Bharatiya Bank to Any Online Wallet for Free: A Step-by-Step Guide

By following the steps outlined below, you’ll be able to transfer funds from your Bharatiya Bank account to your PhonePe wallet and then withdraw the money to any other bank account of your choice. Whether you’re a tech-savvy individual or a beginner in the world of digital payments, this guide will make the process simple and straightforward.

Let’s dive into the step-by-step process to transfer money from Bharatiya Bank to any online wallet for free.

Step 1: Register an Account on PhonePe

The first step is to download and install the PhonePe app on your smartphone from here: Download PhonePe

It’s available for both Android and iOS devices.

Once installed, open the app and sign up using your mobile number. You’ll receive an OTP (One-Time Password) to verify your number. After verification, set up a 4-digit security PIN to secure your account.

Step 2: Verify Your UPI ID

After registering, you’ll need to create and verify your UPI (Unified Payments Interface) ID. To set up your UPI ID:
1. Go to the “Bank Accounts” section in the app.
2. Select “Add New Bank Account” and choose your bank (other than your own bank) from the list.
3. Follow the prompts to link your bank account to PhonePe.
4. Create a UPI ID (e.g., yourname@ybl).
5. Verify your UPI ID by entering the OTP sent to your registered mobile number.

Step 3: Upgrade Your Wallet

To transfer money from Bharatiya Bank to your PhonePe wallet, you required to upgrade your PhonePe wallet.

This process is simple and ensures that your wallet is ready to handle transactions.
1. Go to the “Wallet” section in the app.
2. Select “Upgrade Wallet” and follow the instructions.
3. Provide the necessary details, such as your PAN card (if required) and other identification documents.

Step 4: Add Money from Bharatiya Bank to PhonePe Wallet

Once your wallet is upgraded, you can add money from your Bharatiya Bank account to your PhonePe wallet.
1. Go to the “Add Money” option in the app.
2. Enter the amount you wish to transfer.
3. Select Your Bank debit card as the source.
4. Confirm the transaction using your OTP.
The money will be instantly credited to your PhonePe wallet.

(If you are getting error, then check the steps of POS & ECOM below.)

Step 5: Add the Bank Account Where You Want to Transfer Funds

To transfer the money from your PhonePe wallet to another bank account, you’ll need to add the recipient’s bank account details.
1. Go to the “Bank Accounts” section.
2. Select “Add New Bank Account.”
3. Enter the recipient’s (or you can add yours as well) bank details, such as account number and IFSC code.
4. Verify the account using the OTP sent to your registered mobile number.

Step 6: Withdraw Money from PhonePe Wallet to Any Bank Account

Finally, you can withdraw the money from your PhonePe wallet to the recipient’s bank account.
1. Go to the “Wallet” section and select “Withdraw Money.”
2. Choose the recipient’s bank account from the list.
3. Enter the amount you wish to transfer.
4. Confirm the transaction using your OTP.
The money will be transferred instantly to the recipient’s bank account without any charges.

Bottom Line

That’s It!

By following these simple steps, you can easily transfer money from your any Indian or Bharatiya Bank account to any online wallet for free using PhonePe. This process is not only convenient but also secure, ensuring that your money reaches its destination quickly and safely.

Digital payment platforms like PhonePe have made financial transactions effortless, and with this guide, you can make the most of these tools. So, go ahead and enjoy the convenience of hassle-free money transfers!

If you found this guide helpful, don’t forget to share it with your friends and family. Happy banking!